I just returned from an independent Long-Term Care producers conference held in Barcelona, Spain. A number of the top carriers were in attendance. Of course, the different companies all want you to sell their product.
In listening to the companies spokesman, the same point seems to be made across the board. The companies are coming up with new plans that fit today's consumers in regards to lifestyle and health qualifications. In some cases, the carriers have actually loosened up their underwriting guidelines to make long-term care insurance available to more people.
Among the fastest growing products are the Life + Long-Term Care combination Products.
There is more talk about long-term care planning than ever before because there is a greater need for long-term care. We are all living longer thanks to the advances of medical science. Baby boomers will start turning 65 in 2011. Between 2000 and 2040 the number of older adults with disabilities will more than double.
An independent Long-Term Care Specialist is able to help you determine what the best long-term plan is best for you and your family. He has access to many different carriers and the products they have whether it be long-term care insurance or a hybrid product with a long-term care rider.
For more online articles and resources, visit LongTermCareInsurancePros
Subscribe to:
Post Comments (Atom)
Posts
No comments:
Post a Comment