Long-term Care is a Real Risk. November is the Time to Plan

November has been declared Long-Term Care Awareness Month because even the U.S. Congress recognizes the importance of making people aware of the risks and costs associated with long-term care.

Even though the risk is real, most people avoid thinking about long-term care until it is too late. So, I am sending you this E-mail to share three important facts. And, I hope you'll use this occasion to consider your options and contact me for more information.

FACT #1. Most long-term care is received at home; not in a nursing home. In fact, 43% of long-term care insurance claim benefits paid to individuals covered home care (and only 24% paid for nursing home care.) *

FACT #2. One of the significant ways to save on long-term care insurance protection is to take advantage of available discounts. People in good health can save. You can lock in these savings even when your health changes. Less than half (44%) of people between 50 and 59 qualify though and that percentage declines at older ages. Why not see if you qualify.

FACT #3. Married couples and partners can save on long-term care insurance, sometimes even when only one person is protected. And with new "shared care" options, two people can actually share each other's coverage. Less money … more benefit … worth considering. November is

Long-Term Care Awareness Month and it's the perfect time to find out what protection costs and which discounts and savings you qualify for.

Visit LongTermCareInsurancePros for a great online source for long-term care planning and insurance.

Request a Free, No Obligation Quote Today!