We are facing some turbulent times in the housing and financial markets. During these times, monies that may have allocated for any unforeseen expense just may not be there. The chances of needing some kind of long-term care in the future doesn't disappear during a financial crisis.
The chances are real, but now is the time to put a long-term care plan together.
An often over-looked protected spot for some of your money is long-term care insurance. You are asking Why?
Well, long-term care insurance is one of the safest, most prudent financial decisions you can make right now. I am confident that our financial and housing crisis will turn around, but it may take a year or five years for things to get back to where they were before the crisis. The big question of WHY is what if you needed long-term care tomorrow? Where would you get the money? Would you have to liquidate a home with fallen values or sell stock or mutual funds that are down 30%.
Long-term care insurance is an inexpensive hedge against the chance of needing long-term care in the future. If you are healthy, this is the best time to start your planning.
For the best online source for resources, articles and information on long-term care planning and insurance, visit LongTermCareInsurancePros
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