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Monday, August 11, 2008

Long-Term Care Insurance Instant Quote vs.Expertise of a Long-Term Care Insurance Specialist

Don't waste your time with meaningless quotes that will not give you an "apples to apples" quote. The easiest and fastest way to get the information you want and need about long-term care insurance is to consult directly with a Long-Term Care specialist. Together you can choose the most appropriate policy for you.

There are two reasons that long-term care insurance quotes cannot be automated...
  1. Product Complexity- Long-term care insurance coverage is pieced together from many complex options which are best discussed with a licensed independent specialist who knows the laws, companies and policies in your particular state. It not "one size fits all", so generic quotes are basically meaningless.
  2. Suitability laws- Unlike other types of insurance, state laws require that a licensed insurance agent determine whether your selected long-term care coverage is uniquely suitable for you. Since long-term care insurance is so complex, these laws have been made to protect you, the consumer, from buying a policy that may not provide the coverage that you want or need.If you have have a long-term care insurance policy, and you question the value of your current policy, then you might want to have it looked over by a Long-Term Care Specialist.

Long Term Care Insurance Pros is an unbiased, independent and experienced specialist dedicated to being absolutely honest.

See for yourself and schedule a consultation.

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