Long-Term Care Insurance Helps You Control Your Own Destiny

Many states have a "Own Your Future" campaign as part of a government effort under the auspices of Health and Human Services to promote Americans' need to be more aware of long-term care options.

Medicare does not cover the cost of many long-term care services. The private sector is expected to fill that role. It is important that people need to consider and plan for their long-term care needs.

The U.S. Department of Health and Human Services estimates that 70 percent of Americans who reach 65 or older will need some sort of long-term care services. These services are highly customizable.

Many people when they hear about long-term care or long-term care insurance automatically think about a nursing home. That is no longer true. We have so many choices today. Long-term care insurance gives you the opportunity to receive care how and where you want it. It can be in your own home, in an adult day care facility, assisted living or any number of rehabilitative options.

The point is that long-term care insurance keeps you in control of your own destiny.

To educate yourself, consult with a Long-Term Care Specialist to learn what your options are.