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Wednesday, April 30, 2008

Long-Term Care Insurance Counseling

Buyers Beware! Insurance policies are legally binding contracts. How many people realize that before they get coverage?

Long-Term care insurance is no exception. Getting the counseling of a Long-Term care specialist will save you time and prevent any regrets in the future. The counseling includes:

  • Companies to be avoided
  • Companies best suited to your individual situation
  • Knowing the exact provisions of your policy
  • Inflation protection
  • Getting a good plan without over spending

The provisions of your policy that you should be aware of are:

  • Home Health care
  • Assisted living
  • Adult Day
  • Alternate care
  • Respite care
  • Nursing home care

You can get online quotes for your specific financial situation very easily. The main thing to realize is that you are the one in control of your financial health care future.

But the longer you wait to purchase long term healthcare insurance, the more risk you could possibly incur. Take some time to sit down and figure out your financial situation in regards to your future long term health care benefits, you’ll be glad you did.

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