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Friday, January 25, 2008

Re-Evaluate Your Insurance Coverage Once A Year

We should all make time, sit down and re-evaluate our insurance coverage. Having too much coverage is sometimes as dangerous as having too little.

Schedule a meeting with your financial planner, evaluate all of your insurance coverage needs and policies and determine what may need changing, amending or eliminating.

Policies you purchased in your twenties, or when your children were young, may not be the best financial choice for your family today. T
he policy you bought 20 years ago may be enough or you may need some zeroes tacked onto the death benefit now that you have accumulated personal wealth.

"If you are over 50, you should think about the Long-Term Care option. In addition, you can benefit from additional discounts available with a Preferred health rating, says Dane Petchul, Long Term Care Planning Specialist.

For Long-Term Care planning, it is important to get a free consultation from a Long-Term Care Specialist.

LongTermCareInsurancePros are specialists and offer free, no obligation consultations on Long-Term Care planning.

For immediate answers to any of your questions, call 949-854-3001 or 877-GO-4-LTCi (877-464-5824)

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